Invoice financing infrastructure for Africa

Get paid for completed work sooner.

Terarchy verifies eligible invoices and helps African suppliers access financing before buyers settle.

Financing is subject to verification, eligibility, and available investor funding.

Clear by design

Verification before capital moves.

Every eligible listing passes through supplier, buyer, invoice, and payment-right checks. Status stays visible from review to settlement.

Submit eligible invoices, complete verification, track funding, and request available payouts.

Review invoice-backed opportunities, understand trust checks, invest, and monitor expected settlement.

Plan with clarity

Explore supplier proceeds or expected investor returns using the existing Terarchy calculators.

Supplier calculator

Estimate what you can receive in days (not months).

Invoice face value (₦)

Discount (%)

Target payout speed

Typical payout window after approval: 72 hours

Estimated listing price₦9M

Origination fee (0.75%)₦67.5K

You receive₦8.93M

Investor calculator

Estimate your expected payout and yield.

Amount to fund (₦)

Expected yield (%)

Payment rail

Term (days)

Typical invoice terms: 30–90 days

Marketplace fee (0.50%)₦2.5K

Paystack processing fee₦2K

Total charged₦505K

Expected payout (≈ 60 days)₦560K

Expected profit₦55.5K